Investments USA

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Investments USA ("we," "us," or "our"), concerning your access to and use of our website and services.

By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the website or use our services.

Intellectual Property Rights

Unless otherwise stated, we own the intellectual property rights for all material on our website. All intellectual property rights are reserved. You may access this material for your own personal use, subject to the restrictions set out in these Terms.

You must not:

• Republish material from our website
• Sell, rent, or sub-license material from our website
• Reproduce, duplicate, or copy material from our website
• Redistribute content from our website (unless content is specifically made for redistribution)

User Contributions

Our website may contain message boards, chat rooms, personal profiles, forums, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials. Any content you post to the website will be considered non-confidential and non-proprietary.

By providing any user contribution, you grant us and our affiliates and service providers, and each of their respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

User Representations

By using our website, you represent and warrant that:

• All registration information you submit will be true, accurate, current, and complete
• You will maintain the accuracy of such information and promptly update it as necessary
• You have the legal capacity and agree to comply with these Terms
• You are not a minor in the jurisdiction in which you reside
• You will not access the website through automated or non-human means
• You will not use the website for any illegal or unauthorized purpose
• Your use of the website will not violate any applicable law or regulation

Prohibited Activities

You may not access or use the website for any purpose other than that for which we make it available. The website may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the website, you agree not to:

• Systematically retrieve data or other content from the website to create or compile, directly or indirectly, a collection, compilation, database, or directory
• Make any unauthorized use of the website, including collecting usernames and/or email addresses of users by electronic or other means
• Use a buying agent or purchasing agent to make purchases on the website
• Use the website to advertise or offer to sell goods and services
• Circumvent, disable, or otherwise interfere with security-related features of the website
• Engage in unauthorized framing of or linking to the website
• Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information
• Make improper use of our support services or submit false reports of abuse or misconduct
• Engage in any automated use of the system, such as using scripts to send comments or messages
• Interfere with, disrupt, or create an undue burden on the website or the networks or services connected to the website
• Attempt to impersonate another user or person or use the username of another user
• Sell or otherwise transfer your profile
• Use any information obtained from the website to harass, abuse, or harm another person
• Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material that interferes with any party's uninterrupted use and enjoyment of the website
• Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information collection or transmission mechanism

User Registration

You may be required to register with the website to access certain features. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

Financial Information Disclaimer

The content on our website is provided for informational purposes only and is not intended to be investment advice, or a recommendation for any particular security, strategy, or investment product. We are not investment or financial advisors.

Investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a user's investment portfolio.

Users should conduct their own research and consult with a qualified financial advisor before making any investment decisions.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Website Management

We reserve the right, but not the obligation, to:

• Monitor the website for violations of these Terms
• Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms
• Remove or refuse to post any user contributions for any or no reason
• Terminate or deny access to and use of the website to any person for any reason
• Manage the website in a manner designed to protect our rights and property and to facilitate the proper functioning of the website

Limitation of Liability

To the maximum extent permitted by law, in no event shall we, our directors, employees, agents, partners, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the website
• Any conduct or content of any third party on the website
• Any content obtained from the website
• Unauthorized access, use, or alteration of your transmissions or content

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Disclaimer

Your use of the website is at your sole risk. The website is provided on an "AS IS" and "AS AVAILABLE" basis. The website is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

We do not warrant that:

• The website will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• The website is free of viruses or other harmful components
• The results of using the website will meet your requirements

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of:

• Your user contributions
• Use of the website
• Breach of these Terms
• Any breach of your representations and warranties set forth in these Terms
• Your violation of the rights of a third party, including but not limited to intellectual property rights
• Any overt harmful act toward any other user of the website with whom you connected via the website

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

Governing Law

These Terms shall be governed by and defined following the laws of the United Kingdom. Investments USA and yourself irrevocably consent that the courts of the United Kingdom shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Terms.

Changes to Terms

We reserve the right to modify these Terms at any time. If a material change is made, we will post a notice on our website or send you an email. Your continued use of the website after such modifications will constitute your acknowledgment of the modified Terms and agreement to abide and be bound by the modified Terms.

Contact Information

If you have any questions about these Terms, please contact us at: